How to Earn Money Online Without Investment? 7+ Best and Real Way to Make Money Fast in 2022

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Written By Kirill B.

Hey, my name is Kirill, I am a tech lover. I have a passion to write blogs about tech products like cameras, smartphones, speakers, laptops and tech reviews, and so on. I love to write, I am writing since 3 years ago. 





I’m sure you know at least one friend, family member, or colleague who makes a lot of money online. You might have thought it was easy money. You can do it, too; why not try it to learn how to earn money online without investment? Before getting started, you have to know what are the best ways to make money online.

Let me tell you that there are no shortcuts to making money. You have to work hard. but it is not difficult. You have to be loyal and punctual with your work.

There are so many scams out there.  Do a proper check before registering for any job. Also, look at Best Online Jobs for College Students to Make Money with no Experience.

How to Earn Money Online Without Investment

Today, I am going to share some of the simple but effective ways to earn money online without investment that anyone can do.

Whether you’re a 40-year-old housewife, a 15-year-old school kid, or a retired person, you can choose your options and start working online.

While creating your big money blog, you need to keep earning money to pay your bills and get through the struggling period.

So, to help you make money, here are the best ways to make money online without paying anything more than an internet connection and a computer!

These methods can earn you a decent income, depending on the amount of time and effort you put in. Some of them will require you to have skills like good communication and writing skills.

1. Become a Freelance Transcriptionist

As the number of podcasts and video content increases, the demand for labor to transcribe audio into text format increases. Some services like Rev allow you to work from home and earn money with freelance transcription work.

Rev’s freelance jobs allow you to work as much as you want when you want. Enjoy selecting from a variety of projects that interest you. Our vast network of clients means a constant stream of freelance jobs to choose from.

Receive weekly payments via PayPal for all work completed. Rev is punctual and reliable. This is another type of work you can do at your own pace and can be quickly done by anyone who understands and can write in English.

2. Become a Virtual Assistant

This is another best way to earn money sitting at home. As the number of independent entrepreneurs increases, so makes the demand for virtual assistants. A virtual assistant job is like a personal assistant but done virtually.

The job could be like this.

*Doing research work
*Replying to emails
*Write content or ad copy
*Moderating comments

On average, a virtual assistant job could help you earn between $2 and $30 per hour. Becoming a VA is a lucrative option for anyone unable to move house and who needs a source of income from home.

We’ve posted some guides before becoming a VA; you can read more by clicking the links below.

How to Become a Virtual Assistant

1. Websites to Get Hired for Remote Virtual Assistant Jobs
2. Offer article writing service

Bloggers and web admins always look for new and unique content for their blogs and websites.  To become an article writer, you must have good writing skills.

You need to be able to explore the internet to find the correct information. This is one of the best ways to earn money online without investment.

Here is the list of websites that pay to write:

*Problogger Job Board
*Constant content
*Up work

Depending on the word requirement and quality, you will be paid between $2 and $100 per item. You will receive instructions on the quality of the articles, the niche, the number of words, etc., while making a deal.

Whether you’re a graphic designer, financial manager, writer, or homemaker, freelancing is for you.

It would be best to consider what is good and what can make a living. You can be your boss. You can work from anywhere you want and work around your schedule.

Sign up for freelance jobs on Guru, Upwork, PeoplePerHour, Fiverr, etc. Ask for a relevant category, and that’s it. You are good to go.

How easy is it to earn money online without investment? Of course, different sites have different payment schedules and terms of conditions; you need to choose the site according to your needs.

3. Create YouTube Videos or a Channel

How many times have you seen ads on YouTube videos? Until I heard about the opportunities to earn money through YouTube, I had never met an average user like you, and I can earn income by uploading videos to YouTube.

It doesn’t have to be a technical video; it could be anything from funny to serious. However, the videos must be original. You can upload videos to YouTube and monetize them using Adsense.

Click this article to help you get started.

How to Make Money on YouTube. You don’t need to spend a lot or buy a professional camera or device. A sound smartphone video recorder can work magic. Just get ready to capture some crazy moments.

Housewives may consider starting a cooking show or the like. If you are good at yoga, pilates, or any other form of exercise, you can create your DIY videos, upload them to YouTube, and enable ads on them.

4. Guest Posting for your Clients

For this job, you have to have Writing skills and client interaction. It can be done from home. It can help you earn a lot of money. Guest posting greatly benefits traffic, exposure, credibility, and search engine recognition.

Imagine the amount you can charge if you have the caliber to get a guest post approved on ShoutMeLoud! Your clients will pay you thousands of dollars. But the first question that might be going into your mind from where you can get clients.

Guys on social media like Facebook, Linkedin, and Twitter, If you are not a social media user, then go and create an account and connect with more people who relate to your field.

5. Become an Insurance PPV

One of the best ways to earn money online without investment, without time limitations, and working from home is to become a POSP (Point of Sale).

A POSP is an insurance agent who works with an insurance company to sell specific insurance products online.

As a POSP agent, you will be able to help clients choose the right insurance policy for them based on their personal needs.

The only requirements to become an insurance agent are to be over 18 years of age and have completed Class 10.

After this, you must complete the mandatory 15-hour training offered by the IRDAI to obtain a General/ Life insurance license.

There are many possibilities to sell different policies, and your income will depend on the number of procedures you sell. The more policies you sell, the faster you can earn a high income.

Therefore, anyone with the skills to sell can become a Point of Sale Agent, as long as they have a smartphone and a good internet connection.

You can find more information about the steps, requirements, and regulations to become a POSP agent here.

6. Affiliate Marketing

Affiliate marketing is the best way for anyone to start making money online. This requires zero investment, and you can use your blog or your social media platform, like Twitter and Facebook, to promote and earn money.

Click to learn about what affiliate marketing is. I know of bloggers making thousands sitting at home just from affiliate marketing. Affiliate marketing is one of the great jobs to make money online.

7. Bitcoin and Cryptocurrencies

Earn with Bitcoin and Cryptocurrencies is the best way to make money online. There is no doubt that cryptocurrencies are here to stay. Like the dot com boom, Bitcoin and cryptocurrencies are in a fundamental stage, but if you spend some time working hard, you will make a lot of money.

The best part is that you can find most of the information online, and I recommend that you spend the first few days learning about Bitcoin and cryptocurrencies as much as possible before you start investing in them.

Since the market is new and many people are entering, you can expect a lot of growth in the coming months or years.

You can check out the link to educate yourself in the field of cryptocurrencies. What is Bitcoin? How to Mine, Buy, and Use It.

8. Broker for Webmasters and Website Owners

Earn a commission by getting customers who pay for advertising. Join webmaster forums and contact merchants to get this type of work. These are all free and the best ways to make money online and survive while you work to take your blog to greater heights.

I won’t recommend anything other than points 1, 2, and 4. Another popular way to make money is to help someone sell their website or domain.

This is a huge business; with each successful sale, you can earn $20-$20,000; join by signing up at The commission is usually 10% of the sale price of a website or domain.

Also, remember to find a balance between the time you spend on your main money blog and doing odd jobs online.

Occasional jobs should not divide your attention and reduce the time needed to work on your main blog. You can select from endless opportunities and options and make easy money online.

Explore these great options to make money online. One of the most common mistakes people make is to try multiple options at once, and in the process, they never really explore the power of one.

9. Opt for Data Entry Jobs

Data entry is another option for those looking for an online job with no investment. If you are looking to work from home or are a student looking for a flexible part-time position, this may be a good option.

All you need for such jobs is a computer, knowledge of Excel and other Microsoft tools, an eye for precision, and the ability to work within deadlines.

Data entry jobs are usually quick or easy, and you can earn between 300 and 1500 rupees per hour. After registering with a reputable website can accept data entry jobs from various companies.

Just be sure to check their legitimacy before transferring your account details. You will then be given an email or a link to the data source and instructions on what to do.

Here are the top 5 reliable websites where you can search for data entry jobs:

1. Freelancer
2. Guru
3. DionData Solutions
4. Axion Data Entry Services
5. More data


By using your time better and becoming more productive, you can earn a little extra money just sitting at home without any investment.

These ways are how to earn money online without investment. Good options for students, homemakers, retirees, and more.

Even if you already have a job, these are great ways to get something else done. So why not take advantage of these opportunities to earn more money?

Let me know; hit the comment section if you use other methods to earn money online. Which of the above methods have you tried?

Let me know if you want to know any other options to make money from I will find those methods for you.